Investing in Mutual Funds, now easier than ever What’s in store for you Top Benefits & Features Types of Mutuals Funds More About Mutual Funds Frequently Asked Questions View Recommended Funds MF Distributed through HDFC Bank Cut Off Time Screenshot Calculate maturity corpus if you invest small amounts monthly in a Systematic Investment Plan over a period Your Investment The value of your SIP will be ₹ 64,047 in 1 years Benefits and Features Wide Selection: Invest in Mutual Fund Schemes from over 30 plus Asset Management Companies partnered with HDFC Bank. Wide Selection: Invest in Mutual Fund Schemes from over 30 plus Asset Management Companies partnered with HDFC Bank. Expert Picks: Access recommended Mutual Funds curated by our in-house research team. Expert Picks: Access recommended Mutual Funds curated by our in-house research team. Ease of Use: Monitor your Mutual Fund holdings and transactions seamlessly through NetBanking. Ease of Use: Monitor your Mutual Fund holdings and transactions seamlessly through NetBanking. Begin investing with just ₹1000 per month. Begin investing with just ₹1000 per month. With the rupee cost-averaging benefit, there is no need to time the market. With the rupee cost-averaging benefit, there is no need to time the market. Harness the power of compounding to achieve substantial returns by staying invested long-term. Harness the power of compounding to achieve substantial returns by staying invested long-term. How Do I Get Started Complete Mutual Fund KYC Complete Mutual Fund KYC Now Open Investment Services Account Invest In Recommended Funds Types of Mutual Funds Gain access to the stock market. Possibility of substantial long-term returns. Perfect for young, risk-tolerant investors. Invest in bonds, fixed-income securities, and money market instruments. Relatively safe with low-risk, moderate returns. Perfect for conservative investors seeking stable income. Solution Oriented Funds Facilitate investment towards goals such as retirement or children’s education. Instil investor discipline. Long-term wealth creation for achieving specific goals. Diversify investments in equity, debt, and/or gold. Assist in achieving asset allocation and diversification. Offer relatively low risk with moderate returns. Access to equity markets. Simplicity with index replication instead of individual stock selection. Returns aligned with index performance. Tax Saving Funds Dual advantages of wealth growth and tax savings. Access to equity exposure. Potential for wealth accumulation. Only a 3-year lock-in period. More About Mutual Funds What are Mutual Funds? A Mutual Fund is a pool of money managed by a professional Fund Manager, who invests the same in equities, bonds, money market instruments and/or other securities according to the investment objective of the fund. Investing in Mutual Funds with HDFC Bank, an AMFI-registered distributor, garners a host of benefits. Our Investment Services Account offers seamless transaction capabilities and full control over your investments, all accessible through NetBanking. Features of Mutual Funds Mutual funds offer diversified, professionally managed portfolios. Mutual funds offer diversified, professionally managed portfolios. Their investment objectives characterise them, their assets, and the returns they aim for. Their investment objectives characterise them, their assets, and the returns they aim for. They have low costs, solid returns, and low minimum balance requirements. They have low costs, solid returns, and low minimum balance requirements. They provide opportunities to diversify investments among different asset classes, industries, and regions. They provide opportunities to diversify investments among different asset classes, industries, and regions. How to invest in Mutual Funds? To invest in Mutual Funds, first identify your financial goals. Choose between active or passive funds. Research potential funds, scrutinise fees, and open an investment account—purchase fund shares and set up a plan for regular investing. Always consider your exit strategy. Documents required for Mutual Fund To invest in mutual funds, you need KYC documents. Important Information

HDFC Bank Limited ARN – 0005 HDFC Bank Limited is an AMFI Registered Mutual Fund Distributor (ARN 0005) and SIF Distributor, APMI Registered PMS Distributor Mutual funds give you the ability to easily invest in increasingly complicated financial markets. Mutual Funds could be Equity funds, Debt funds, floating rate debt or balanced funds. A large part of the success of mutual funds is also the advantages they offer in terms of diversification, professional management and liquidity. Investing in Mutual Funds through HDFC Bank (HDFC Bank Limited is an AMFI Registered Mutual Fund Distributor (ARN 0005) and SIF Distributor, APMI Registered PMS Distributor) is more rewarding than ever before. With the Investment Services Account, you can easily carry out transactions and have complete control over your Mutual Funds via NetBanking, Commissions On Mutual Funds As per SEBI circular: SEBI/IMD/CIR No. 4/ 168230/09, following are the details of the comparative commission earned by HDFC Bank (HDFC Bank Limited is an AMFI Registered Mutual Fund Distributor (ARN 0005) and SIF Distributor, APMI Registered PMS Distributor) from various fund-houses, whose products are being distributed: View Commissions On Mutual Funds Disclaimer: This document has been prepared based on publicly available information, internally developed data and other sources believed to be reliable. HDFC Bank Limited ("HDFC Bank") does not warrant its completeness and accuracy. This information is not intended as an offer or solicitation to purchase or sell any financial instrument/units of Mutual Funds. Recipients of this information should rely on their investigations and take professional advice. Neither HDFC Bank nor any of its employees shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits arising in any way from the information contained in this material. HDFC Bank and its affiliates, officers, directors, key managerial persons, and employees, including persons involved in preparing or issuing this material, may occasionally have investments/positions in Mutual Funds/schemes referred to in the document. HDFC Bank may at any time solicit or provide commercial banking, credit, or other services to the Mutual Funds / AMCs referred to herein. Accordingly, information may be available to HDFC Bank, which is not reflected in this material. HDFC Bank may have acted upon or used the information before or immediately following its publication. HDFC Bank neither guarantees nor makes any representations or warranties, express or implied, concerning the fairness, correctness, accuracy, adequacy, reasonableness, and viability of any particular purpose or completeness of the information and views. Further, HDFC Bank disclaims all liability concerning data or information used in this report, which is sourced from third parties. HDFC Bank House, 1st Floor, CS No. 6 \ 242, Senapati Bapat Marg, Lower Parel, Mumbai 400 013. Phone: (91)-22-66527100, ext - 7111, Fax: (91)-22-24900983 \ 24900858 ​​​​​​​Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Important Updates Suspension of subscriptions in specific schemes across Mutual Funds through lumpsum, switch-ins, and fresh registration of SIPs/STPs or other special products Under AMFI communication dated January 30, 2022, to the Mutual Fund houses and as advised by SEBI, to avoid breach of industry-wide overseas limits as allowed by RBI, lumpsum subscription, switch-ins, and fresh registration of SIP/STP or such other special product under certain schemes falling under the above regulation are being suspended temporarily with effect from February 2, 2022: It may be noted that lump sum subscription or switch-in applications received post the February 1, 2022 cut-off shall not be accepted and processed. It is clarified that the said suspension is not applicable for intra-scheme switches between Plan(s) and Option(s) in the same scheme and existing registered SIP / STP or such other special product transactions. However, in such schemes, unit allocation is at the discretion of respective AMCs. The suspension above is temporary in nature and will continue only until regulators further enhance the limit in this regard. The updation in HDFC Bank Mutual Fund systems is based on communication from respective AMCs. Hence, certain investments made in said schemes may be rejected and refunded during such intimation and updation stages. Most Important Terms and Conditions *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. SEBI vide Circular No. SEBI/HO/IMD/IMD-SEC-3/P/CIR/2025/15 dated 12 February 2025, has addressed the issue related to tracing inactive and unclaimed Mutual Fund folios by introducing MITRA (Mutual Fund Investment Tracing and Retrieval Assistant) platform. MITRA is a SEBI-backed initiative developed by Registrar and Transfer Agents (RTAs), aimed at enhancing financial awareness, security, and transparency. It ensures that rightful investors or their legal heirs can easily trace and reclaim inactive or unclaimed Mutual Fund investments. It also encourages investors to complete their KYC as per current regulations to reduce the number of non-compliant folios. How to use the MITRA platform: Click on Link > https://app.mfcentral.com/links/mitra Enter PAN & OTP If any units are unclaimed, they will be listed with the Mutual Fund investment details Frequently Asked Questions What are the different types of Mutual Funds? Mutual Funds can be categorised into several types based on investment strategy and asset allocation. These include Equity Mutual Funds , Debt Funds, Solution Oriented Funds, Hybrid Funds, Index Funds, and Tax Saving Funds. Each type of fund has its own risk and return profile, catering to different investor needs. Can I invest ₹500 per month in Mutual Funds? Yes, you can invest in a Systematic Investment Plan (SIP) with a nominal amount of ₹500 each month. Achieve long-term goals with segregated investments at regular intervals. SIPs offer a stable investment opportunity even through a volatile market. What is the maturity period of a Mutual Fund? The maturity period of a Mutual Fund depends on the type of scheme. Open-ended Mutual Fund Schemes allow you to purchase and sell units anytime without a fixed maturity date. Close-ended schemes have a maturity period; you can only invest during the initial launch period. How can I invest in Mutual Funds ? InvestNow is a mutual fund investment platform for HDFC Bank customers where the customers get expert recommendations basis their financial goals & risk appetite. There are no registration charges for InvestNow account, and it involves smooth onboarding & hassle-free payments for the customers. Register for InvestNow by logging in to NetBanking -> Mutual Fund Tab -> Click on InvestNow Banner. Who is eligible to use InvestNow? A residential Indian with a single-owner savings account with HDFC Bank can register for InvestNow. Your PAN needs to be KYC registered compliant as per SEBI guidelines. You can check your PAN status here: https://camskra.com . How to avail InvestNow service? Login to NetBanking -> Go to the Mutual Fund tab -> Click on the InvestNow banner, and you’ll be redirected to the InvestNow platform. How do I add a nominee in InvestNow? To add a nominee for your investment, click on your profile & go to the Add Nominee option, and add the required details of the nominee. Whom should I contact for any queries on InvestNow? You can drop an email at investnowsupport@hdfcsec.com for any queries on InvestNow. Can multiple accounts be linked on InvestNow? No, only a single account can be linked for all payments & redemptions on InvestNow. ​​​​​​Is there any registration charge for InvestNow? No, there are no registration charges for InvestNow. It’s a free account. What's InvestTrack all about? Process that considers your risk profile, investment objectives, and financial goals Expert recommendations from our in-house research team Comprehensive Portfolio Tracker Monthly updates on new offers and investment concepts. What process does InvestTrack follow? A complete structured process: Identifying Objectives Establishing your Risk Profile Recommending Research-Backed Solutions Seamless Execution Regular Reviews What benefits does InvestTrack offer? Structured process considering your risk profile, investment objectives, and financial goals Recommendations from HDFC Bank's in-house research team Choice of convenient Mutual Fund execution platforms Comprehensive Portfolio Tracker* that provides a consolidated view of your Mutual Fund Investment plans , HDFC Life Policies, Savings, Current & FD Account Balances Complimentary subscription* to our exclusive monthly magazine that updates you on: Market Movements New Fund Offerings Recommended Funds' Performance Fund Managers' Views Informative articles on various investment products Market Movements New Fund Offerings Recommended Funds' Performance Fund Managers' Views Informative articles on various investment products Proactive monthly updates on new offers and investment concepts.