Heading to the U.S. and need to exchange your Canadian dollars (CAD) to U.S. dollars (USD)? Or heading home and want to convert your USD to CAD? This quick and easy CAD ⇔ USD currency converter shows you what your currency is worth today, so you know the value of the money you have in either currency. CAD to USD currency converter If you want to exchange more than $10,000, please sign in to Online Banking to see the most accurate rate. You can exchange up to $25,000 at a time between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts when you’re signed in to Online Banking. Need to exchange more than $25,000? Give us a call at 1-800-769-2553 1-800-769-2553 . This conversion is not offered by RBC. The currencies could not be switched, the conversion is not offered by RBC. Rates not available at this time. Currency I Have: Non-Cash Rates as of USD to CAD currency conversion FAQs Exchange rates quoted in the media are interbank exchange rates, which are used by banks and other interbank participants to buy and sell currencies in the wholesale market. The interbank rate quoted in the media is typically for a minimum amount of US$5,000,000. Usually, when a client completes a transaction it is for an amount smaller than $5,000,000 and as a result, a retail rate is applied. This rate includes a spread added to the interbank rate to account for market movement between when the client transaction is completed and when smaller client amounts can be accumulated and traded on the interbank market. You can transfer CAD to USD and USD to CAD between your Canadian and U.S. RBC accounts anywhere, anytime. Transfers are instant and free 1 with an RBC Bank account. You can find instructions here: Transfer funds via Canadian online banking Transfer funds via U.S. online banking Transfer via mobile app Download the RBC mobile app Download the RBC mobile app Cross-border transfers between your RBC Royal Bank™ and RBC Bank accounts via online banking are limited to $25,000 (CAD or USD) per transaction. Should you need to transfer more than that at one time, please call 1-800-769-2553, and an RBC Bank Advisor can accommodate single transfers up to and including $100,000. Is there a limit to the number of transfers I can make between my RBC Bank (U.S.) accounts? For checking and savings accounts, there is no limit to the amount of transfers you can make. One of the great things about online cross-border transfers between RBC Bank and RBC Royal Bank accounts is that they are instant. Once you confirm your transfer – from either CAD to USD or USD to CAD – the debit/credit will appear in your account immediately. There are a few easy ways to get cash while you’re in the U.S. 1) Get cash at ATMs Use your debit card at one of our 50,000+ no-fee 2 Allpoint and PNC ATMs to access funds from your account. You can use your debit card at any Visa, NYCE, or PLUS ATM.

Find a no-fee ATM near you. 2) Get cash back with debit card purchases at larger retailers When you’re making a debit card purchases at a larger retail merchant (such as a grocery store or big box store), you can ask for cash back. Since your Visa Debit card works wherever Visa is accepted, getting cash this way is very convenient. There’s no need to find an ATM. To receive cash back at the store, use your debit card and PIN to select "cash back" at the card terminal before you finish your debit card purchase. It's that easy! Some merchants limit the amount of cash you can get at one time, so be sure to ask beforehand. 3) Get cash at a U.S. financial institution With a U.S. Visa Debit card, you can go to most U.S. financial institutions and show your photo ID and your U.S. Visa Debit card to ask for a cash advance. You’ll be able to withdraw up to $5,000, but the amount varies based on the financial institution. The money will be immediately withdrawn from your bank account, unlike a credit card cash advance. There are a few ways to save on exchange rates when you bank with RBC. For one, our Premium Checking account offers a preferred exchange rate, so every time you convert currency, you’re getting our best rate. Check out our Foreign Exchange Calculator now! Another way to save is to hold onto your U.S. currency until rates are favorable. When you have a U.S. checking and/or savings account , you can keep your money in U.S. dollars until you’re ready to exchange it; that means you can wait until you see a better rate to convert your currency. Yes – to open an RBC Bank U.S. account, you don’t need to be a resident of the U.S. nor have a U.S. address or Social Security Number. You simply need to be 18 years or older and live in Canada or the U.S. Signing up takes just a few minutes. All you need is your: Driver’s license, passport or government ID Sign up for your U.S. account now ! The easiest way to convert CAD ⇔ USD and USD ⇔ CAD With RBC Bank Online Banking and the RBC mobile app, you can exchange and move CAD ⇔ USD and USD ⇔ CAD instantly and for free 1 between your Canadian and U.S. RBC accounts, 24/7. Already a cross-border client? Sign In To Exchange Money Get no annual fee cross-border banking for 1 year 29 and start transferring CAD ⇔ USD Enjoy one year of no annual fee banking so you can start transferring your CAD to USD with extra savings! Why convert USD to CAD with RBC Bank? Convert without worrying about currency fluctuations When you link your Canadian and U.S. RBC accounts, you can transfer money cross-border when conversion rates are favorable. When the CAD is high, convert CAD to USD. When the USD is high, convert your USD to CAD. Convert CAD to USD and USD to CAD for free With RBC Bank, you can transfer CAD to USD and back as many times as you want – all for free! It’s one of the great benefits of cross-border banking. Enjoy unlimited instant currency transfers When you convert CAD to USD or USD back to CAD, the money is transferred instantly. That’s right – you can transfer money anywhere at any time and the money will go right into your account. Even on weekends.